-->

Ads 720 x 90

What difference between gpf and cpf in india See in Hindi

 Most Important It's the question of our survival . The letter mentioned below is in Gujarati . 


difference between gpf and cpf in india hindi

Today I have to tell you that, just like you, I am a Class 3 employee selected in the Gujarat Government's recruitment for 2012 and working in the Gujarat Government.  And just like you, I am a CPF employee of the Government of India in accordance with the rules of provident fund and pension.  (N.P.S.) benefits are available.

 Recently, a message has been circulating on WhatsApp.  In which PIL filed by a retired ISRO scientist.  The news about the newspaper was a slip of the news.  Seeing that, I wondered if the reality would be the same.  Have to enter.  In the same WhatsApp, the Chhattisgarh High Court recently ruled in favor of the CPF.  A landmark judgment has been announced for the conversion of employees into GPF, a copy of which has been circulated.  This judgment is not normal.

 Let me also tell you that according to a friend like you, there are four states in India, Madhya Pradesh, Uttar Pradesh, Bihar and Chhattisgarh, where CPF  GPF has been discontinued. The disadvantages of CPF employees as compared to GPF employees have been shown in a separate table.

Note the details below

what difference between gpf and cpf
what is difference between gpf and cpf 
difference between gpf and cpf in india 
difference between gpf and cpf in hindi
cpf scheme for government employees 
contributory provident fund 
contribution of gpf account

 If an employee has a GPF.  If the benefits of the scheme

  •  Basic 10% to 50% deduction on which the government pays interest ranging from 8% to 9%.
  •  At Retirement: Deduction or Interest Graduation + Additional Graduation Social Responsibilities in 2035 which are to remain the same in both cases:
  •  40,00,000: A house in a developed city of Gujarat (by selling an old house, if any)
  •  08,00,000 Average: Marriage of two children
  •  10,00,000 average: job or business for two children - investment for employment or higher education
  •  04,00,000 Average: The issue of giving two sisters there 04,00,000: Daughter's care in case of having a son and a daughter
  •  Total expenses after retirement: - 66,00,0000
  •  Remaining death capital: In addition to the savings he has made, the pension is real.
  •  Page: 50% of (Basic Inflation at Retirement) At present if Basic is Rs.23,800 then Basic at Retirement Rs.  50,400 and accordingly the pension is about Rs.  As well as other additions.
  •  Medical: They get lifelong medical services after retirement.
  •  Government Liability: The government is responsible for pension or other matters after retirement for which it has to inform only the government i.e. the concerned department

When the same employee CPF.  When availing the benefits of the scheme

  •  Basic + Deduction up to 10% of inflation The government contribution is the same as the amount invested in the market which is related to the ups and downs of the market.
  •  At the time of retirement: 60% of the above amount and graduation is payable.

  • in 2035 which are to remain the same in both cases:
  •  40,00,000: A house in a developed city of Gujarat (by selling an old house, if any)
  •  08,00,000 Average: Marriage of two children
  •  10,00,000 average: job or business for two children - investment for employment or higher education
  •  04,00,000 Average: The issue of giving two sisters there 04,00,000: Daughter's care in case of having a son and a daughter
  •  Total expenses after retirement: - 66,00,0000
  • Residual Death Capital: CPF  The amount an employee will receive at retirement will depend on the market at the time, and yes, the page does not.
  •  Peshwan: Not available.  Interest as per the interest rate at the time of 40% of the amount remaining in lieu of the page.  If the remaining 40% amount is about Rs.  If it is 10 lakhs, its simple interest is about 5 to 6 per cent and the annual interest is Rs.  According to 50 to 60 thousand
  •  Monthly pension is about 4 to 5 thousand rupees.
  •  Medical: Medical services are closed after retirement.
  •  Government Responsibility: After retirement, the government does not take responsibility for pensions or other matters so who is the government or the private sector to blame for such a situation?

Considering the above mentioned differences and the information showing the discrepancies in them, GPF  CPF compared to employee.  How horribly miserable the life of an employee remains.  With this I am giving a living example of my personal affection.  He retired from the semi-government account after serving from 1977 to 2007.

 He received a total of one million rupees from his job deduction, interest on the deduction, graduation and additional graduation (1/3), out of which he got three children, one son's higher education (the other two children got higher education, home).  Expenses like this are met.

 In addition, when he retired, he was paid Rs.  5800 pension which is currently 24,600 in the last month of 2018.  And from time to time they will get additional increase for the rest of their lives.  And after his death, his wife will continue to benefit from it.

Let me give you another example.  An employee friend joined GPF in 2003.  Enters from the scheme.  And another employee friend joined the CPF in 2006.  Enters from the scheme.

 If due to accidental reasons both the persons use their funds before retirement.  He no longer has any amount due at retirement.  In that case, the first friend will be able to live a decent life as it is a pensionable job while it is difficult to say the same about the second friend.  Also if the GPF for accidental reasons.  If the employee dies in the current job, his family gets a pension, while if the CPF.  What if the employee dies in the line of duty?  (I have only recently learned that a certain amount is receivable, but how long will that amount last? And then ..?  It is a matter of how the retirement life of the GPF employee as well as the CPF employee will be spent.

 In addition, there will be a strong basis of pension for subsistence.  When the CPF.  Employees have to deal with contingencies but also their livelihood.  In these circumstances, a question arises as to whether the CPF, after devoting its invaluable three decades of its life to the government, has done its duty with complete fidelity and sincerity.  What is the employee getting?  Is Jeff, 60, a CPF member?  Will the employee go elsewhere to find a job, stand as a security guard or beg at a signal?  The question of how to survive without coming and old age will be complicated, if you think once.  Given the current situation, even thinking of a life without a pension is daunting.

 The reason I tell you this is that CPF.  And GPF is not what you get at retirement but what you don't get after retirement.  GPF  Employees continue to receive medical services for life while CPF  Employees stop getting those services.

 In addition to the GPF.  The government fulfills the responsibilities of post-retirement pension etc. of the employees while CPF.  Whose door will the employee knock on for pension or other matters after retirement?  And the pension that is to be received is hardly to be had.  Besides, the basic question of subsistence is there.  If you manually check your details on the NPS Pension Calculator, you will get more information.

 It is also worth noting that at a time when India is on the path of progress and on the heels of other developed countries in every field, like other countries, unemployment allowance, free education, free medical care, old age pension, adequate housing.  Not only is the facility being provided but the pension which was being received in the form of GPF has also been taken away.

 According to a friend like Tara, CPF in states like Madhya Pradesh, Uttar Pradesh, Bihar and Chhattisgarh.  Turn off GPF again.  If it has been started, then he must have calculated something, right?  Haven't you seen the benefits you see in CPF?

Even though India is a developing country, the average life expectancy of India is only 10 years.  So are India's retirees becoming such a burden to the country that we can't even get them a pension to live with pride and self-respect as they have given the country three invaluable decades of their lives.

 When the average life expectancy of India is only 60 years, how long can a person who retires at the age of 58 or 60 be able to get a pension?  Don't they have the right to live with dignity for so long?  After serving the country during their precious life, can't they expect so much from the country?  After discussing the above, I have to tell you one thing, that you are an employee of any government department and of any class, but our situation is almost the same.

 Why are we seeing our old age getting darker?  How can we see this?  I have not been able to sleep peacefully at night since this question came to me, how are you sleeping so peacefully?  I humbly request you to join hands and show real interest in this subject and take steps to save yourself from future misery.  It is only possible for the government to change its CPF scheme and convert it into a GPF scheme.

 If the governments of Madhya Pradesh, Uttar Pradesh, Bihar and Chhattisgarh  The scheme is called GPF.  If it changes in the scheme then why it cannot be implemented here?  This requires uniting and facing the situation together.  Because friend, we just don’t have the time anymore.  CPF  Employees will begin to retire by 2030, and the real situation will then come to the fore.  And then we will not be in a position to do anything.  There is still time for fire, so why should we wait for fire to dig a well?

 So friend, there is still time.  As soon as this letter is received, take conscious steps to organize and take action, inform the unions working at the local level about this dire situation.  Make others aware of this as well, and take the help of elder staff and move on.  My statement is that you and all your co-workers make a written request to your local union with your signature and representation, which your local union will send to your main union.

 From where the submission is sent to the Government Employees Federation and then the Government Employees Federation will make that representation to the Government of Gujarat.

What difference between gpf and cpf in india See in Hindi

Download PDF of Gujarati

Related Posts

Post a comment

Subscribe Our Newsletter
close